Korean Homes
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Korean-speaking real estate agent in Toronto · Joonghyun Ahn, Sales Representative A new land, a familiar language. Let’s find your first home.
I am Joonghyun Ahn, a Korean-speaking real estate agent in Toronto and the GTA. From the first search to the last signature, I explain every step in Korean or English.
Photo: Mitul Shah, Burst
Scroll downReal Estate & Economy News
Short summaries of Toronto housing and economy news. Click a title for a plain-language explainer, with a link to the original.
- Budget 2026: a $1.5M optional mortgage insurance limit and a foreign buyer ban to 2029 are proposed; missing-middle mortgage insurance changes start Feb 1, 2027Optional mortgage insurance limit $1,000,000 → $1,500,000 proposed (no date). Proposed: extending the foreign buyer ban on existing homes to January 1, 2029 and exempting new homes. Withholding on non-resident corporate sellers 25% → 15% proposed. Not law yetSource ↗ (opens in a new tab)
- GTA home sales in October: 5,603, down 7.9% from last yearNew listings down 11.9%; average price $1,024,108, down 2.7%. Seasonally adjusted sales rose from SeptemberSource ↗ (opens in a new tab)
- New condo price index, third quarter 2026: Toronto down 0.8%Toronto index at 127.6. Nine-city composite down 0.6%, Vancouver down 1.0%. Using the data table, Toronto is 2.7% lower than a year agoSource ↗ (opens in a new tab)
- Canada’s September housing starts down 11% from last year; Toronto flat19,984 starts in centres of 10,000 or more. Annual rate up 3% from August; January–September down 4%Source ↗ (opens in a new tab)
- Average GTA condo apartment price in September: down 7.7% from last yearThe average price for all GTA homes also fell 5.1%, to $1,006,409Source ↗ (opens in a new tab)
- GTA home sales in September: 5,040, down 9.0% from last yearLast September there were 5,540. New listings also fell 14.4%, so the market is quieterSource ↗ (opens in a new tab)
- Canada’s unemployment rate rose 0.2 points to 6.7% in October — Ontario 7.3%, Toronto area 7.4%Jobs barely changed (−4,700), but 33,000 more people looked for work, so the rate went up. Average hourly wages were $37.89, up 2.2% from a year earlier. The Toronto area’s rate was 0.9 points lower than a year ago.Source ↗ (opens in a new tab)
- Ontario’s economy grew 1.8% in 2025; household interest burden of 10.4% was Canada’s highestCanada’s real GDP up 1.9% (2.1% in 2024). Household saving rate: Canada 4.4%, Ontario 3.4%. Household debt service ratio: Canada 8.65%Source ↗ (opens in a new tab)
- Canada’s goods trade surplus grows to $5.4B in September, from $5.0B in AugustExports up 0.2% ($78.6B), imports down 0.3% ($73.2B). Crude oil and gold exports rose, car imports fell. Surplus with the US: $12.3BSource ↗ (opens in a new tab)
- Bank of Canada Governor to MPs: inflation seen near 3.5% by year-end, rate may rise furtherExplained the October 28 hike to 2.5%. Q2 growth 3.3%, unemployment about 6.5%; inflation expected back close to 2% by mid-2028Source ↗ (opens in a new tab)
- Canada’s economy flat in August for a second month; September early estimate down 0.1%Retail trade up 1.2%, wholesale down 1.4%. Third quarter estimated at +0.3%Source ↗ (opens in a new tab)
- Bank of Canada raises its key interest rate to 2.5%Up 0.25 percentage points from 2.25%. The first increase since July 2023Source ↗ (opens in a new tab)
I negotiate more than the price. Every term, all the way to the end.
First, I listen to what you need. Then I plan an easy route to show you homes. We negotiate the price, the closing or move-in date, what is included and the conditions. For rentals, we also agree on prepaid rent (paying a few months of rent up front). Before you sign, I give you a written summary of the contract in Korean or plain English, so you know exactly what you are agreeing to.
Source: recommendations on GainRep (a site where people give each other recommendations), checked Nov 6, 2026. See on GainRep (opens in a new tab)
Free tools you can use now
Enter a few numbers and get a rough amount. Get a feel for it before we talk.
Cost to buy a home
Down payment, land transfer tax (a tax you pay when you buy a home) and lawyer fees, all in one place.
Estimate buying costsMoney left after you sell
See what you keep after commission, your mortgage and lawyer fees.
Estimate net proceedsWhat is my home worth?
Send me your address. I compare recent sales and homes for sale near you.
Get a free home value checkFind pre-construction
Compare new condos and townhouses now selling by area, price and move-in date.
Browse pre-constructionHow to read an MLS listing
A sample listing sheet your agent sends you, with a plain-words explanation of every field when you hover.
See the sample sheet
Areas I Serve: All of the GTHA
I work across the whole GTHA (Greater Toronto and Hamilton Area): Toronto, York, Peel, Halton and Durham regions, and Hamilton, from my Thornhill office along Yonge Street, Highway 401 and Highway 7.
Downtown Toronto
Condos for rent and condos to invest in
Area guidesTorontoSee homes →
North York
Condos near subway stations around Yonge & Finch and Sheppard
Area guidesNorth YorkSee homes →
York Region
Thornhill, Vaughan, Richmond Hill and Markham. Townhouses, detached homes and new builds for families, often chosen for good schools
Mississauga, Scarborough
Condos and houses to the west and east, along Highway 401
Area guidesMississaugaBramptonScarboroughSee homes →
Halton, Durham, Hamilton
From Oakville, Burlington and Milton to Pickering, Ajax, Oshawa and Hamilton, all across the GTHA
Area guidesOakvilleBurlingtonMiltonPickeringAjaxOshawaHamiltonSee homes →
Pre-construction projects now selling
Projects now selling in York Region, close to my Thornhill office. The details come from public sources. Prices and units left change often, so please check again with the builder or with me before you sign.
Plaza on Yonge
North York, Yonge & Cummer (north of Finch), Toronto- Starting price
- $399,000
- Move-in
- Move-in ready
Allure Condos
Downtown East (King East / Corktown), Toronto- Starting price
- $698,990
- Move-in
- November 2029 (tentative)
Yonge City Square
North York, Yonge & York Mills, Toronto- Starting price
- $1,728,891
- Move-in
- Q4 2028 (expected)
Prices, deposits and move-in dates come from public sources checked in Oct 2026. They may change, or the project may already be sold out. I always check the latest details before you sign.
How I Can Help
For every type of deal, I explain your contract in Korean or plain English.
| Deal | What I do |
|---|---|
| Rentals | For tenants: from getting your papers ready to making an offer and agreeing on prepaid rent. For landlords: I list your place and screen tenants.Ask about renting |
| Buying & Selling | Buying and selling condos, townhouses and detached homes. I negotiate the price and the conditions (things that must happen before the deal is final).Buyer guideSeller guide |
| Pre-Construction | For homes sold before they are built: picking a unit, reviewing the contract, and keeping track of move-in and closing dates.Pre-construction guide |
| Commercial & Business | Leasing warehouses and offices, and buying or selling businesses like restaurants. I explain commercial contracts in Korean, too.Commercial valuation guideAsk about commercial |
How It Works
Consultation
First, I listen: the area you want, your budget and when you want to move.
Showings
I group the homes you want to see into one route, so you can see many in a day.
Offer & Negotiation
We agree on more than price: the closing date, what is included and the conditions. For rentals, prepaid rent too.
Contract Summary
Before you sign, I write out every clause of the contract in Korean or plain English.
Move-in & Closing
I handle the last papers and dates until you get your keys. Closing is the day the deal becomes final.
Recommendations on GainRep
Recommendations left on GainRep (a site where people give each other recommendations), copied word for word. Ones written in Korean are shown in English and marked.
He was a huge help while I was looking for a home. Every time I had a question, his feedback was very fast and accurate, so I could move ahead with peace of mind. I am thankful that he took care of me kindly and professionally from start to finish. If anyone around me is thinking about renting or a real estate deal, he is the best realtor and I would really like to recommend him👍Joonghyun is without a doubt the best and kindest realtor I have ever worked with! He truly goes above and beyond for his clients in every way possible. … (excerpt)He is professional, responsive, reliable, and always willing to help whenever I had questions. … (excerpt)Your Korean-Speaking Real Estate Agent
One person takes care of you, from the first call to closing day.
Joonghyun Ahn
안중현, Sales Representative
HomeLife Frontier Realty Inc., Brokerage
Korean, English
I help with rentals, buying and selling, pre-construction and commercial deals. I plan your route first so you can see several homes in one day. Before we make an offer, I explain each condition to you in Korean or English.
More about meKorean-speaking agent guide: how to check registration, FAQCommon questions
The questions people ask most, from my buyer and seller guides.
Buying
What is the minimum down payment?
For homes $500,000 or less, it is 5% of the price. For homes between $500,000 and $1,500,000, it is 5% of the first $500,000 plus 10% of the rest. For $1,500,000 or more, you need 20%, and you cannot use mortgage insurance. If your down payment is under 20%, you pay mortgage insurance.
How much cash do I need on top of the down payment?
You will pay land transfer tax, lawyer fees, title registration and title insurance, a home inspection and more. In the City of Toronto, you pay land transfer tax twice, so the total is much higher. Enter a price in the cost calculator above to see a rough amount.
Selling
How much does it cost to sell a home?
The biggest cost is the commission set in your listing agreement, plus 13% HST. Other costs include lawyer fees, your remaining mortgage and any prepayment penalty, repairs or staging if needed, and moving. Try the net proceeds calculator above for a rough amount.
How do I get a home evaluation?
Share your address and a few details. I will compare recent sales in your building or area with homes now for sale and send you a summary. If I see your home in person, I can include its condition and be more accurate.
What kind of home are you looking for?
Tell me the area, budget and timing you have in mind. You can reach me in Korean or English.
Reach me directly
Look around first